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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,668 | $110,801-94.9% | $86,868-93.5% | $167,518-96.6% |
| Participation rate | 50.0% | 75.8%-25.8pp | 71.6%-21.6pp | 82.1%-32.1pp |
| Annual return | 168.93% | 117.00%+51.9pp | 63.53%+105.4pp | 478.71%-309.8pp |
| Employer contribution / active EE | $1,298 | $3,245-60.0% | $2,496-48.0% | $4,838-73.2% |
| Participant deferral / active EE | $1,298 | $4,547-71.5% | $3,699-64.9% | $6,342-79.5% |
| Admin fee / account holder | $4 | $8,417-100.0% | $5,829-99.9% | $12,312-100.0% |