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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,048 | $100,147-80.0% | $81,286-75.3% | $145,877-86.3% |
| Participation rate | 50.0% | 74.2%-24.2pp | 69.5%-19.5pp | 80.3%-30.3pp |
| Annual return | 10.27% | 34.44%-24.2pp | 24.80%-14.5pp | 551.28%-541.0pp |
| Employer contribution / active EE | $1,625 | $2,977-45.4% | $2,463-34.0% | $4,663-65.2% |
| Participant deferral / active EE | $1,625 | $4,607-64.7% | $3,883-58.2% | $6,691-75.7% |
| Admin fee / account holder | $18,659 | $8,201+127.5% | $5,764+223.7% | $13,402+39.2% |