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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,720 | $154,228-45.1% | $145,433-41.7% | $137,256-38.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 7.42% | 74.59%-67.2pp | 66.58%-59.2pp | 220.34%-212.9pp |
| Employer contribution / active EE | $9,426 | $4,804+96.2% | $4,554+107.0% | $4,156+126.8% |
| Participant deferral / active EE | $17,314 | $8,216+110.7% | $7,897+119.2% | $6,407+170.2% |
| Admin fee / account holder | $484 | $14,344-96.6% | $13,129-96.3% | $12,270-96.1% |