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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,087 | $172,111-94.1% | $150,298-93.3% | $137,256-92.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 238.57% | 69.37%+169.2pp | 62.79%+175.8pp | 220.34%+18.2pp |
| Employer contribution / active EE | $1,962 | $4,636-57.7% | $4,154-52.8% | $4,156-52.8% |
| Participant deferral / active EE | $2,983 | $6,166-51.6% | $5,453-45.3% | $6,407-53.4% |
| Admin fee / account holder | $1,313 | $16,471-92.0% | $14,116-90.7% | $12,270-89.3% |