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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,641 | $28,624+10.5% | $53,647-41.0% | $82,637-61.7% |
| Participation rate | 25.4% | 47.3%-21.8pp | 56.3%-30.9pp | 68.1%-42.6pp |
| Annual return | 22.36% | 664.98%-642.6pp | 358.33%-336.0pp | 53.51%-31.1pp |
| Employer contribution / active EE | $1,462 | $637+129.6% | $962+52.0% | $2,552-42.7% |
| Participant deferral / active EE | $747 | $1,196-37.5% | $1,813-58.8% | $4,126-81.9% |
| Admin fee / account holder | $875 | $2,022-56.7% | $2,460-64.4% | $7,339-88.1% |