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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,228 | $27,936-38.3% | $58,561-70.6% | $75,173-77.1% |
| Participation rate | 26.2% | 38.8%-12.7pp | 50.9%-24.7pp | 67.2%-41.0pp |
| Annual return | 24.46% | 44.21%-19.8pp | 4251.33%-4226.9pp | 160.72%-136.3pp |
| Employer contribution / active EE | $481 | $670-28.2% | $1,053-54.4% | $2,671-82.0% |
| Participant deferral / active EE | $1,516 | $1,202+26.1% | $1,923-21.2% | $4,126-63.3% |
| Admin fee / account holder | $1,421 | $1,727-17.7% | $2,520-43.6% | $5,651-74.8% |