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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,785 | $97,125-78.6% | $86,233-75.9% | $137,256-84.9% |
| Participation rate | 63.2% | 74.2%-11.0pp | 69.0%-5.9pp | 80.0%-16.8pp |
| Annual return | 27.62% | 74.19%-46.6pp | 61.39%-33.8pp | 220.34%-192.7pp |
| Employer contribution / active EE | $339 | $2,841-88.1% | $2,504-86.5% | $4,156-91.9% |
| Participant deferral / active EE | $2,277 | $5,180-56.0% | $4,559-50.1% | $6,407-64.5% |
| Admin fee / account holder | $2,597 | $9,725-73.3% | $8,342-68.9% | $12,270-78.8% |