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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,961 | $108,942-78.9% | $100,415-77.1% | $145,897-84.3% |
| Participation rate | 45.5% | 83.0%-37.5pp | 81.5%-36.1pp | 80.3%-34.9pp |
| Annual return | 16.46% | 58.27%-41.8pp | 49.47%-33.0pp | 552.29%-535.8pp |
| Employer contribution / active EE | $1,036 | $4,422-76.6% | $3,943-73.7% | $4,663-77.8% |
| Participant deferral / active EE | $3,411 | $8,461-59.7% | $8,091-57.8% | $6,689-49.0% |
| Admin fee / account holder | $357 | $9,702-96.3% | $7,906-95.5% | $13,390-97.3% |