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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,791 | $139,948-5.1% | $121,663+9.1% | $154,746-14.2% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 14.01% | 230.52%-216.5pp | 147.54%-133.5pp | 172.34%-158.3pp |
| Employer contribution / active EE | $14,160 | $3,521+302.2% | $3,020+368.9% | $4,379+223.3% |
| Participant deferral / active EE | $17,316 | $5,629+207.6% | $4,887+254.3% | $6,730+157.3% |
| Admin fee / account holder | $131,378 | $17,321+658.5% | $14,289+819.4% | $14,365+814.6% |