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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,791 | $177,595-25.2% | $148,496-10.6% | $198,609-33.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | 14.01% | 9.97%+4.0pp | 12.33%+1.7pp | 202.70%-188.7pp |
| Employer contribution / active EE | $14,160 | $4,098+245.5% | $3,497+304.9% | $5,055+180.1% |
| Participant deferral / active EE | $17,316 | $5,539+212.6% | $4,808+260.1% | $6,977+148.2% |
| Admin fee / account holder | $131,378 | $27,010+386.4% | $19,547+572.1% | $19,030+590.4% |