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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,791 | $132,634+0.1% | $115,768+14.7% | $137,256-3.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.4%+25.6pp | 80.0%+20.0pp |
| Annual return | 14.01% | 160.70%-146.7pp | 100.46%-86.4pp | 220.34%-206.3pp |
| Employer contribution / active EE | $14,160 | $3,360+321.5% | $2,940+381.6% | $4,156+240.7% |
| Participant deferral / active EE | $17,316 | $5,619+208.2% | $4,917+252.2% | $6,407+170.3% |
| Admin fee / account holder | $131,378 | $15,028+774.2% | $12,439+956.1% | $12,270+970.7% |