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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,729 | $162,136-69.9% | $152,301-68.0% | $154,746-68.5% |
| Participation rate | 71.4% | 84.1%-12.7pp | 82.4%-11.0pp | 80.7%-9.3pp |
| Annual return | 17.88% | 91.02%-73.1pp | 80.50%-62.6pp | 172.34%-154.5pp |
| Employer contribution / active EE | $3,765 | $4,890-23.0% | $4,624-18.6% | $4,379-14.0% |
| Participant deferral / active EE | $6,788 | $8,341-18.6% | $8,004-15.2% | $6,730+0.9% |
| Admin fee / account holder | $3,868 | $15,759-75.5% | $14,398-73.1% | $14,365-73.1% |