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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,818 | $160,040-61.4% | $147,096-58.0% | $145,877-57.6% |
| Participation rate | 55.6% | 84.0%-28.5pp | 82.2%-26.6pp | 80.3%-24.7pp |
| Annual return | 13.19% | 98.49%-85.3pp | 419.75%-406.6pp | 551.28%-538.1pp |
| Employer contribution / active EE | $2,100 | $5,289-60.3% | $4,936-57.5% | $4,663-55.0% |
| Participant deferral / active EE | $5,484 | $8,429-34.9% | $8,071-32.1% | $6,691-18.0% |
| Admin fee / account holder | $1,156 | $15,050-92.3% | $13,005-91.1% | $13,402-91.4% |