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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,695 | $138,114-53.2% | $125,391-48.4% | $134,545-51.9% |
| Participation rate | 87.5% | 84.5%+3.0pp | 82.4%+5.1pp | 81.2%+6.3pp |
| Annual return | -30.74% | 750.88%-781.6pp | 572.41%-603.2pp | 418.37%-449.1pp |
| Employer contribution / active EE | $18,412 | $5,246+251.0% | $4,816+282.3% | $4,742+288.3% |
| Participant deferral / active EE | $15,761 | $7,801+102.0% | $7,448+111.6% | $6,401+146.2% |
| Admin fee / account holder | $17,600 | $11,570+52.1% | $10,009+75.8% | $11,431+54.0% |