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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,329 | $148,623-66.1% | $135,974-63.0% | $139,466-63.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 11.48% | 79.30%-67.8pp | 68.30%-56.8pp | 373.66%-362.2pp |
| Employer contribution / active EE | $4,788 | $5,246-8.7% | $4,859-1.5% | $4,754+0.7% |
| Participant deferral / active EE | $9,267 | $8,103+14.4% | $7,760+19.4% | $6,712+38.1% |
| Admin fee / account holder | $31,852 | $12,406+156.8% | $10,767+195.8% | $11,409+179.2% |