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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,790 | $176,077-39.4% | $159,455-33.0% | $167,518-36.3% |
| Participation rate | 84.6% | 84.9%-0.3pp | 82.8%+1.8pp | 82.1%+2.5pp |
| Annual return | 12.23% | 331.83%-319.6pp | 263.63%-251.4pp | 478.71%-466.5pp |
| Employer contribution / active EE | $8,135 | $5,298+53.5% | $4,830+68.4% | $4,838+68.1% |
| Participant deferral / active EE | $7,030 | $7,751-9.3% | $7,353-4.4% | $6,342+10.8% |
| Admin fee / account holder | $22,625 | $12,556+80.2% | $10,800+109.5% | $12,312+83.8% |