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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,156 | $165,399-44.3% | $149,745-38.5% | $158,982-42.0% |
| Participation rate | 83.3% | 84.6%-1.2pp | 82.5%+0.9pp | 82.0%+1.4pp |
| Annual return | 14.34% | 348.34%-334.0pp | 276.72%-262.4pp | 302.99%-288.6pp |
| Employer contribution / active EE | $8,447 | $5,105+65.5% | $4,646+81.8% | $4,763+77.4% |
| Participant deferral / active EE | $8,028 | $7,183+11.8% | $6,843+17.3% | $5,983+34.2% |
| Admin fee / account holder | $3,395 | $10,811-68.6% | $9,312-63.5% | $11,252-69.8% |