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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,956 | $106,864-42.0% | $147,318-57.9% | $82,637-25.0% |
| Participation rate | 91.4% | 75.5%+15.9pp | 82.1%+9.3pp | 68.1%+23.3pp |
| Annual return | 22.45% | 27.49%-5.0pp | 70.43%-48.0pp | 53.51%-31.1pp |
| Employer contribution / active EE | $0 | $3,417-100.0% | $4,593-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $18,993 | $6,496+192.4% | $7,906+140.2% | $4,126+360.3% |
| Admin fee / account holder | $6,941 | $8,415-17.5% | $13,708-49.4% | $7,339-5.4% |