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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,598 | $93,589-73.7% | $135,942-81.9% | $75,181-67.3% |
| Participation rate | 95.5% | 75.2%+20.3pp | 81.9%+13.5pp | 67.2%+28.3pp |
| Annual return | 69.58% | 30.90%+38.7pp | 68.28%+1.3pp | 160.69%-91.1pp |
| Employer contribution / active EE | $0 | $3,537-100.0% | $4,858-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $13,024 | $6,405+103.3% | $7,759+67.9% | $4,126+215.7% |
| Admin fee / account holder | $641 | $6,977-90.8% | $10,764-94.0% | $5,650-88.6% |