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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $429,630 | $112,729+281.1% | $98,716+335.2% | $137,256+213.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 10.58% | 38.48%-27.9pp | 31.81%-21.2pp | 220.34%-209.8pp |
| Employer contribution / active EE | $5,096 | $2,725+87.0% | $2,279+123.7% | $4,156+22.6% |
| Participant deferral / active EE | $6,370 | $4,640+37.3% | $4,048+57.4% | $6,407-0.6% |
| Admin fee / account holder | $672 | $10,129-93.4% | $8,703-92.3% | $12,270-94.5% |