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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,267 | $201,344-26.4% | $184,243-19.5% | $145,877+1.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 1.53% | 29.01%-27.5pp | 28.82%-27.3pp | 551.28%-549.8pp |
| Employer contribution / active EE | $48,000 | $7,022+583.5% | $6,427+646.9% | $4,663+929.4% |
| Participant deferral / active EE | $23,000 | $9,807+134.5% | $9,132+151.9% | $6,691+243.8% |
| Admin fee / account holder | $14,863 | $16,382-9.3% | $13,914+6.8% | $13,402+10.9% |