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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,267 | $201,259-26.3% | $184,200-19.5% | $145,959+1.6% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 1.53% | 28.98%-27.4pp | 28.80%-27.3pp | 561.95%-560.4pp |
| Employer contribution / active EE | $48,000 | $7,018+583.9% | $6,424+647.2% | $4,661+929.9% |
| Participant deferral / active EE | $23,000 | $9,806+134.5% | $9,132+151.9% | $6,689+243.9% |
| Admin fee / account holder | $14,863 | $16,372-9.2% | $13,907+6.9% | $13,398+10.9% |