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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,302 | $102,393-71.4% | $147,041-80.1% | $80,911-63.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 13.25% | 134.95%-121.7pp | 419.21%-406.0pp | 35.63%-22.4pp |
| Employer contribution / active EE | $4,949 | $3,715+33.2% | $4,935+0.3% | $2,756+79.6% |
| Participant deferral / active EE | $8,964 | $6,647+34.9% | $8,071+11.1% | $4,297+108.6% |
| Admin fee / account holder | $5,995 | $7,943-24.5% | $13,006-53.9% | $6,935-13.6% |