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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,653 | $93,598-71.5% | $135,974-80.4% | $75,173-64.5% |
| Participation rate | 98.1% | 75.2%+22.9pp | 81.9%+16.2pp | 67.2%+30.9pp |
| Annual return | 30.89% | 30.89%0pp | 68.30%-37.4pp | 160.72%-129.8pp |
| Employer contribution / active EE | $4,569 | $3,538+29.2% | $4,859-6.0% | $2,671+71.1% |
| Participant deferral / active EE | $8,287 | $6,405+29.4% | $7,760+6.8% | $4,126+100.8% |
| Admin fee / account holder | $498 | $6,978-92.9% | $10,767-95.4% | $5,651-91.2% |