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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,393 | $60,488-11.7% | $109,895-51.4% | $79,393-32.7% |
| Participation rate | 45.1% | 67.0%-22.0pp | 74.2%-29.2pp | 70.7%-25.6pp |
| Annual return | 21.28% | 189.57%-168.3pp | 29.46%-8.2pp | 116.87%-95.6pp |
| Employer contribution / active EE | $1,175 | $1,649-28.8% | $2,843-58.7% | $2,428-51.6% |
| Participant deferral / active EE | $2,229 | $3,220-30.8% | $4,049-45.0% | $4,046-44.9% |
| Admin fee / account holder | $15 | $605-97.5% | $6,067-99.8% | $627-97.6% |