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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,208 | $57,541-9.3% | $95,740-45.5% | $75,173-30.5% |
| Participation rate | 62.5% | 62.5%0pp | 72.3%-9.8pp | 67.2%-4.7pp |
| Annual return | 17.55% | 34.93%-17.4pp | 28.41%-10.9pp | 160.72%-143.2pp |
| Employer contribution / active EE | $1,664 | $1,808-8.0% | $2,836-41.3% | $2,671-37.7% |
| Participant deferral / active EE | $2,837 | $3,074-7.7% | $4,244-33.2% | $4,126-31.3% |
| Admin fee / account holder | $5,600 | $4,099+36.6% | $5,676-1.3% | $5,651-0.9% |