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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,392 | $202,460-70.2% | $169,385-64.3% | $139,456-56.7% |
| Participation rate | 80.0% | 81.1%-1.1pp | 77.2%+2.8pp | 80.3%-0.3pp |
| Annual return | 13.41% | 532.07%-518.7pp | 405.82%-392.4pp | 373.45%-360.0pp |
| Employer contribution / active EE | $2,927 | $4,691-37.6% | $4,012-27.0% | $4,753-38.4% |
| Participant deferral / active EE | $3,977 | $6,938-42.7% | $6,221-36.1% | $6,711-40.7% |
| Admin fee / account holder | $641 | $10,719-94.0% | $9,011-92.9% | $11,407-94.4% |