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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,437 | $226,090-62.7% | $182,531-53.7% | $152,885-44.8% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.0%-28.0pp | 82.5%-32.5pp |
| Annual return | 30.76% | 192.57%-161.8pp | 148.57%-117.8pp | 345.39%-314.6pp |
| Employer contribution / active EE | $1,683 | $4,978-66.2% | $4,075-58.7% | $4,763-64.7% |
| Participant deferral / active EE | $7,224 | $6,369+13.4% | $5,525+30.7% | $5,851+23.5% |
| Admin fee / account holder | $0 | $10,705-100.0% | $8,593-100.0% | $11,598-100.0% |