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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,679 | $201,264-80.3% | $184,185-78.5% | $145,978-72.8% |
| Participation rate | 81.8% | 87.5%-5.7pp | 86.8%-5.0pp | 80.3%+1.5pp |
| Annual return | 12.52% | 29.00%-16.5pp | 28.81%-16.3pp | 550.52%-538.0pp |
| Employer contribution / active EE | $0 | $7,021-100.0% | $6,426-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $8,551 | $9,806-12.8% | $9,132-6.4% | $6,690+27.8% |
| Admin fee / account holder | $15,979 | $16,376-2.4% | $13,909+14.9% | $13,400+19.2% |