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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,494 | $185,883-80.9% | $170,043-79.1% | $139,466-74.5% |
| Participation rate | 85.0% | 87.8%-2.8pp | 87.0%-2.0pp | 80.3%+4.7pp |
| Annual return | 23.17% | 60.54%-37.4pp | 53.40%-30.2pp | 373.66%-350.5pp |
| Employer contribution / active EE | $0 | $7,596-100.0% | $6,790-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $6,262 | $11,626-46.1% | $10,410-39.9% | $6,712-6.7% |
| Admin fee / account holder | $1,069 | $15,393-93.1% | $12,824-91.7% | $11,409-90.6% |