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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,591 | $36,595-35.5% | $88,179-73.2% | $71,012-66.8% |
| Participation rate | 21.9% | 29.2%-7.3pp | 69.1%-47.2pp | 58.6%-36.6pp |
| Annual return | 23.09% | 61.46%-38.4pp | 64.97%-41.9pp | 37.67%-14.6pp |
| Employer contribution / active EE | $515 | $787-34.5% | $2,549-79.8% | $2,348-78.1% |
| Participant deferral / active EE | $797 | $1,195-33.3% | $4,614-82.7% | $3,246-75.4% |
| Admin fee / account holder | $591 | $2,755-78.5% | $7,673-92.3% | $1,167-49.3% |