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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,228 | $40,386-49.9% | $80,607-74.9% | $74,440-72.8% |
| Participation rate | 20.3% | 47.4%-27.1pp | 67.0%-46.8pp | 70.7%-50.5pp |
| Annual return | 19.00% | 165.00%-146.0pp | 936.11%-917.1pp | 34.37%-15.4pp |
| Employer contribution / active EE | $486 | $1,496-67.5% | $2,724-82.2% | $2,638-81.6% |
| Participant deferral / active EE | $628 | $2,670-76.5% | $4,448-85.9% | $4,529-86.1% |
| Admin fee / account holder | $323 | $720-55.1% | $5,379-94.0% | $348-7.1% |