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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,602 | $58,848+26.8% | $88,179-15.4% | $82,637-9.7% |
| Participation rate | 16.7% | 57.9%-41.2pp | 69.1%-52.5pp | 68.1%-51.4pp |
| Annual return | 20.15% | 22.76%-2.6pp | 64.97%-44.8pp | 53.51%-33.4pp |
| Employer contribution / active EE | $594 | $1,678-64.6% | $2,549-76.7% | $2,552-76.7% |
| Participant deferral / active EE | $1,454 | $3,124-53.4% | $4,614-68.5% | $4,126-64.8% |
| Admin fee / account holder | $272 | $4,795-94.3% | $7,673-96.5% | $7,339-96.3% |