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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,828 | $57,061+13.6% | $85,063-23.8% | $80,911-19.9% |
| Participation rate | 15.4% | 56.3%-41.0pp | 67.5%-52.1pp | 67.6%-52.3pp |
| Annual return | 13.32% | 21.66%-8.3pp | 66.54%-53.2pp | 35.63%-22.3pp |
| Employer contribution / active EE | $661 | $1,799-63.3% | $2,727-75.8% | $2,756-76.0% |
| Participant deferral / active EE | $1,454 | $3,110-53.3% | $4,523-67.9% | $4,297-66.2% |
| Admin fee / account holder | $287 | $4,986-94.3% | $6,155-95.3% | $6,935-95.9% |