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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,498 | $81,504-83.4% | $102,437-86.8% | $80,959-83.3% |
| Participation rate | 94.7% | 66.9%+27.9pp | 74.5%+20.2pp | 67.7%+27.1pp |
| Annual return | 8.64% | 25.60%-17.0pp | 24.95%-16.3pp | 35.67%-27.0pp |
| Employer contribution / active EE | $2,850 | $3,104-8.2% | $3,871-26.4% | $2,757+3.4% |
| Participant deferral / active EE | $4,346 | $3,871+12.3% | $5,060-14.1% | $4,300+1.1% |
| Admin fee / account holder | $7,550 | $6,719+12.4% | $8,388-10.0% | $6,925+9.0% |