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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,806 | $162,136-79.1% | $152,301-77.8% | $154,746-78.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 16.77% | 91.02%-74.3pp | 80.50%-63.7pp | 172.34%-155.6pp |
| Employer contribution / active EE | $595 | $4,890-87.8% | $4,624-87.1% | $4,379-86.4% |
| Participant deferral / active EE | $32,902 | $8,341+294.5% | $8,004+311.1% | $6,730+388.9% |
| Admin fee / account holder | $25,772 | $15,759+63.5% | $14,398+79.0% | $14,365+79.4% |