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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,787 | $160,070-77.0% | $147,117-75.0% | $145,897-74.8% |
| Participation rate | 61.1% | 84.0%-22.9pp | 82.2%-21.1pp | 80.3%-19.2pp |
| Annual return | 16.05% | 98.69%-82.6pp | 420.54%-404.5pp | 552.29%-536.2pp |
| Employer contribution / active EE | $3,471 | $5,285-34.3% | $4,932-29.6% | $4,663-25.6% |
| Participant deferral / active EE | $10,294 | $8,419+22.3% | $8,065+27.6% | $6,689+53.9% |
| Admin fee / account holder | $4,347 | $15,035-71.1% | $12,993-66.5% | $13,390-67.5% |