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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,426 | $177,353-93.6% | $158,226-92.8% | $198,609-94.2% |
| Participation rate | 100.0% | 77.0%+23.0pp | 74.8%+25.2pp | 82.4%+17.6pp |
| Annual return | 17.98% | 599.50%-581.5pp | 501.41%-483.4pp | 202.70%-184.7pp |
| Employer contribution / active EE | $1,802 | $3,239-44.4% | $2,986-39.7% | $5,055-64.4% |
| Participant deferral / active EE | $2,603 | $4,615-43.6% | $4,317-39.7% | $6,977-62.7% |
| Admin fee / account holder | $889 | $10,960-91.9% | $10,217-91.3% | $19,030-95.3% |