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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,677 | $125,193-42.7% | $105,591-32.1% | $145,978-50.9% |
| Participation rate | 91.7% | 77.6%+14.0pp | 75.3%+16.4pp | 80.3%+11.4pp |
| Annual return | 19.72% | 225.53%-205.8pp | 116.43%-96.7pp | 550.52%-530.8pp |
| Employer contribution / active EE | $2,073 | $3,718-44.3% | $3,166-34.5% | $4,662-55.5% |
| Participant deferral / active EE | $6,258 | $5,708+9.6% | $5,008+25.0% | $6,690-6.4% |
| Admin fee / account holder | $4,202 | $17,277-75.7% | $11,024-61.9% | $13,400-68.6% |