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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,489 | $118,467-55.7% | $98,450-46.7% | $139,456-62.4% |
| Participation rate | 75.0% | 77.5%-2.5pp | 75.2%-0.2pp | 80.3%-5.3pp |
| Annual return | 16.80% | 18.95%-2.1pp | 21.16%-4.4pp | 373.45%-356.7pp |
| Employer contribution / active EE | $1,399 | $3,611-61.2% | $3,049-54.1% | $4,753-70.6% |
| Participant deferral / active EE | $5,191 | $5,393-3.8% | $4,739+9.5% | $6,711-22.7% |
| Admin fee / account holder | $3,512 | $14,057-75.0% | $8,961-60.8% | $11,407-69.2% |