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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,893 | $70,366-74.6% | $66,674-73.2% | $138,895-87.1% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 23.77% | 386.41%-362.6pp | 321.24%-297.5pp | 145.39%-121.6pp |
| Employer contribution / active EE | $2,185 | $2,765-21.0% | $2,620-16.6% | $4,194-47.9% |
| Participant deferral / active EE | $4,200 | $4,374-4.0% | $4,084+2.8% | $6,396-34.3% |
| Admin fee / account holder | $706 | $5,262-86.6% | $5,098-86.2% | $12,562-94.4% |