Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,588 | $182,823-86.0% | $161,596-84.2% | $198,609-87.1% |
| Participation rate | 40.0% | 81.5%-41.5pp | 80.7%-40.7pp | 82.4%-42.4pp |
| Annual return | 27.57% | 484.64%-457.1pp | 389.92%-362.3pp | 202.70%-175.1pp |
| Employer contribution / active EE | $0 | $4,109-100.0% | $3,977-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $6,160 | $7,056-12.7% | $6,750-8.8% | $6,977-11.7% |
| Admin fee / account holder | $1,716 | $15,687-89.1% | $13,161-87.0% | $19,030-91.0% |