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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $7,886 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,313 | $61,356-81.6% | $149,696-92.4% | $71,511-84.2% |
| Participation rate | 84.2% | 62.5%+21.7pp | 78.8%+5.5pp | 67.9%+16.3pp |
| Annual return | 21.25% | 35.86%-14.6pp | 134.46%-113.2pp | 28.86%-7.6pp |
| Employer contribution / active EE | $0 | $2,382-100.0% | $4,821-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $3,927 | $2,920+34.5% | $5,682-30.9% | $4,291-8.5% |
| Admin fee / account holder | $32 | $1,263-97.4% | $13,212-99.8% | $1,588-98.0% |