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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $3,632 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,912 | $61,166-90.3% | $185,849-96.8% | $79,391-92.6% |
| Participation rate | 88.1% | 66.6%+21.4pp | 81.7%+6.4pp | 70.7%+17.3pp |
| Annual return | 42.50% | 19.45%+23.1pp | 122.10%-79.6pp | 116.88%-74.4pp |
| Employer contribution / active EE | $0 | $2,321-100.0% | $5,169-100.0% | $2,428-100.0% |
| Participant deferral / active EE | $3,814 | $2,789+36.8% | $5,569-31.5% | $4,046-5.7% |
| Admin fee / account holder | $16 | $710-97.7% | $16,244-99.9% | $627-97.4% |