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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,002 | $72,446-80.7% | $67,561-79.3% | $145,877-90.4% |
| Participation rate | 70.0% | 76.9%-6.9pp | 72.9%-2.9pp | 80.3%-10.3pp |
| Annual return | 12.18% | 7211.98%-7199.8pp | 3525.44%-3513.3pp | 551.28%-539.1pp |
| Employer contribution / active EE | $1,686 | $3,072-45.1% | $2,735-38.3% | $4,663-63.8% |
| Participant deferral / active EE | $2,633 | $4,785-45.0% | $4,003-34.2% | $6,691-60.6% |
| Admin fee / account holder | $2,160 | $5,541-61.0% | $4,006-46.1% | $13,402-83.9% |