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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,559 | $106,247+57.7% | $96,515+73.6% | $139,466+20.1% |
| Participation rate | 94.4% | 77.8%+16.6pp | 74.3%+20.1pp | 80.3%+14.1pp |
| Annual return | 13.97% | 38.47%-24.5pp | 35.73%-21.8pp | 373.66%-359.7pp |
| Employer contribution / active EE | $2,958 | $4,106-28.0% | $3,740-20.9% | $4,754-37.8% |
| Participant deferral / active EE | $7,171 | $5,456+31.4% | $4,880+47.0% | $6,712+6.8% |
| Admin fee / account holder | $1,772 | $7,885-77.5% | $6,735-73.7% | $11,409-84.5% |