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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,100 | $133,981+4.6% | $112,249+24.8% | $134,532+4.1% |
| Participation rate | 89.5% | 78.6%+10.9pp | 75.1%+14.4pp | 81.2%+8.2pp |
| Annual return | -15.04% | 47.16%-62.2pp | 27.48%-42.5pp | 418.27%-433.3pp |
| Employer contribution / active EE | $2,308 | $4,040-42.9% | $3,636-36.5% | $4,741-51.3% |
| Participant deferral / active EE | $7,368 | $5,292+39.2% | $4,729+55.8% | $6,401+15.1% |
| Admin fee / account holder | $37,717 | $7,492+403.5% | $6,412+488.2% | $11,429+230.0% |