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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,955 | $78,690-45.4% | $161,489-73.4% | $87,485-50.9% |
| Participation rate | 92.0% | 67.5%+24.5pp | 78.7%+13.3pp | 68.9%+23.1pp |
| Annual return | 28.27% | 32.74%-4.5pp | 89.72%-61.4pp | 26.06%+2.2pp |
| Employer contribution / active EE | $4,619 | $2,588+78.5% | $4,268+8.2% | $2,596+77.9% |
| Participant deferral / active EE | $8,831 | $3,311+166.7% | $5,630+56.9% | $4,274+106.6% |
| Admin fee / account holder | $1,096 | $6,724-83.7% | $16,006-93.2% | $7,775-85.9% |