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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,725 | $100,139-95.3% | $85,187-94.5% | $145,884-96.8% |
| Participation rate | 89.5% | 74.1%+15.4pp | 67.5%+22.0pp | 80.3%+9.2pp |
| Annual return | 14.43% | 84.15%-69.7pp | 66.67%-52.2pp | 551.85%-537.4pp |
| Employer contribution / active EE | $1,525 | $3,238-52.9% | $2,732-44.2% | $4,662-67.3% |
| Participant deferral / active EE | $1,836 | $5,296-65.3% | $4,525-59.4% | $6,690-72.5% |
| Admin fee / account holder | $411 | $7,262-94.3% | $6,162-93.3% | $13,392-96.9% |