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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,762 | $108,882-94.7% | $96,754-94.0% | $154,746-96.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 20.80% | 98.39%-77.6pp | 82.04%-61.2pp | 172.34%-151.5pp |
| Employer contribution / active EE | $1,917 | $3,018-36.5% | $2,679-28.5% | $4,379-56.2% |
| Participant deferral / active EE | $2,343 | $5,323-56.0% | $4,758-50.8% | $6,730-65.2% |
| Admin fee / account holder | $407 | $10,200-96.0% | $8,905-95.4% | $14,365-97.2% |