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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,193 | $201,344-84.0% | $184,243-82.5% | $145,877-77.9% |
| Participation rate | 94.1% | 87.5%+6.6pp | 86.8%+7.3pp | 80.3%+13.8pp |
| Annual return | 15.01% | 29.01%-14.0pp | 28.82%-13.8pp | 551.28%-536.3pp |
| Employer contribution / active EE | $1,255 | $7,022-82.1% | $6,427-80.5% | $4,663-73.1% |
| Participant deferral / active EE | $9,422 | $9,807-3.9% | $9,132+3.2% | $6,691+40.8% |
| Admin fee / account holder | $3,176 | $16,382-80.6% | $13,914-77.2% | $13,402-76.3% |