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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,262 | $108,882-25.4% | $96,754-16.0% | $154,746-47.5% |
| Participation rate | 75.0% | 75.1%-0.1pp | 70.3%+4.7pp | 80.7%-5.7pp |
| Annual return | -0.40% | 98.39%-98.8pp | 82.04%-82.4pp | 172.34%-172.7pp |
| Employer contribution / active EE | $1,943 | $3,018-35.6% | $2,679-27.5% | $4,379-55.6% |
| Participant deferral / active EE | $7,085 | $5,323+33.1% | $4,758+48.9% | $6,730+5.3% |
| Admin fee / account holder | $541 | $10,200-94.7% | $8,905-93.9% | $14,365-96.2% |