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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,262 | $147,556-44.9% | $129,031-37.0% | $198,609-59.1% |
| Participation rate | 75.0% | 77.2%-2.2pp | 73.4%+1.6pp | 82.4%-7.4pp |
| Annual return | -0.40% | 37.41%-37.8pp | 34.67%-35.1pp | 202.70%-203.1pp |
| Employer contribution / active EE | $1,943 | $3,645-46.7% | $3,226-39.8% | $5,055-61.6% |
| Participant deferral / active EE | $7,085 | $5,760+23.0% | $5,217+35.8% | $6,977+1.5% |
| Admin fee / account holder | $541 | $15,467-96.5% | $13,208-95.9% | $19,030-97.2% |