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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,522 | $29,319-40.2% | $52,425-66.6% | $82,448-78.7% |
| Participation rate | 9.3% | 46.9%-37.5pp | 55.6%-46.3pp | 68.1%-58.7pp |
| Annual return | 19.77% | 535.20%-515.4pp | 302.12%-282.4pp | 41.64%-21.9pp |
| Employer contribution / active EE | $122 | $586-79.2% | $914-86.6% | $2,551-95.2% |
| Participant deferral / active EE | $311 | $1,171-73.5% | $1,790-82.6% | $4,139-92.5% |
| Admin fee / account holder | $1,906 | $1,962-2.9% | $2,495-23.6% | $7,234-73.7% |