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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,522 | $36,948-52.6% | $73,658-76.2% | $87,485-80.0% |
| Participation rate | 9.3% | 46.8%-37.5pp | 57.0%-47.7pp | 68.9%-59.6pp |
| Annual return | 19.77% | 28.64%-8.9pp | 29.72%-10.0pp | 26.06%-6.3pp |
| Employer contribution / active EE | $122 | $670-81.8% | $1,032-88.2% | $2,596-95.3% |
| Participant deferral / active EE | $311 | $1,379-77.5% | $2,062-84.9% | $4,274-92.7% |
| Admin fee / account holder | $1,906 | $2,531-24.7% | $3,357-43.2% | $7,775-75.5% |