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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,582 | $100,073-23.5% | $85,126-10.0% | $145,877-47.5% |
| Participation rate | 75.0% | 74.1%+0.9pp | 67.5%+7.5pp | 80.3%-5.3pp |
| Annual return | 12.51% | 84.11%-71.6pp | 66.63%-54.1pp | 551.28%-538.8pp |
| Employer contribution / active EE | $2,566 | $3,236-20.7% | $2,731-6.1% | $4,663-45.0% |
| Participant deferral / active EE | $10,080 | $5,294+90.4% | $4,523+122.8% | $6,691+50.7% |
| Admin fee / account holder | $784 | $7,261-89.2% | $6,160-87.3% | $13,402-94.1% |